Insurance

Is Mold Covered by Homeowners Insurance in Rhode Island? Most standard homeowners insurance policies do not cover mold if it’s caused by long-term neglect or maintenance issues. However, mold can be covered if it results from a sudden and accidental water event, such as: – Burst pipes – Water heater or appliance leaks – Storm-related … Read more

Water damage can strike without warning — from a burst pipe, a heavy rainstorm, or a failed appliance. One of the first questions Rhode Island homeowners ask is: Will my insurance cover this? The answer is: sometimes. Here’s what’s usually covered, what’s not, and how to get your claim approved faster. 📞 Call (401) 313-3506 … Read more